Summary
Overview
Work History
Education
Skills
Timeline
Generic

Michael Hungerford

Cross Roads,TX

Summary

To obtain a sales position that will effectively utilize acquired expertise, creative talents, and my commitment to exceeding goals and objectives. Desire a position with career growth potential.

Sales professional with 34 + years of experience with a strong record of consistently meeting and exceeding established goals and objectives; placing a high value on relationship building and providing excellent customer service. Honed skills to drive business growth, capitalize on new revenue potential, and manage all aspects of daily business/sales operations. Experience and expertise in the finance industry, sales strategies, and client relations. Management experience: strong emphasis placed on supervision, motivation, and mentoring. Proactive leader with refined business acumen and exemplary people skills. Passed the UST Test and currently holds multiple state licenses. Quick study, with an ability to easily grasp new sales approaches, concepts, methods, and technologies. Dedicated, innovative, and self-motivated team player/builder.

Overview

27
27
years of professional experience

Work History

Senior Loan Officer

FLCBank
01.2017 - Current
  • Duties include managing realtor account base, inbound and outbound leads to loan conversion
  • Finished as top loan officer in the branch for 2022.

Senior Loan Officer

Pacific Union Financial, LLC
01.2017 - Current
  • Duties include managing realtor account base, inbound and outbound leads to loan conversion
  • Currently top Loan officer in the branch.

Mortgage Banker

Castle & Cooke Mortgage
01.2016 - 01.2017
  • Duties include managing a realtor account base, financial planners, and tax attorneys
  • Currently maintains and manages a pipeline of 3.2 million.

Mortgage Banker

Academy Mortgage
01.2015 - 01.2016
  • Duties include creating new base accounts with realtors, financial planners & attorneys
  • Consistently maintains and manages a pipeline of 3.5 million.

Mortgage Banker

Activus Home Loans
01.2014 - 01.2015
  • Duties included mortgage originating and processing new clients as well as working with realtor group Partnerships
  • Excelled in Encompass as well as lead tracing product loan placement.

Mortgage Loan Officer

Pinnacle Mortgage
01.2013 - 01.2014
  • Duties included originating and processing new clients as well as building strong realtor partnerships.

Mortgage Loan Officer

USA Lend
01.2012 - 03.2013
  • Duties included originating and processing new clients
  • Finished as top loan officer in last 3 months.

Mortgage Loan Officer

City First Mortgage
01.2011 - 05.2012
  • Duties included originating and processing new clients
  • Finished as top MLO in South East Idaho.

Mortgage Loan Officer

Bank of America
01.2010 - 09.2011
  • Duties included originating new clients, marketing real estate agents & and co-managing the office
  • Finished as top MLO in South East Idaho as well as finishing in 1st place on two occasions in the state of Idaho.

Loan Consultant

New American funding/ Broker Solutions
01.2009 - 09.2009
  • Duties included originating and processing new clients.

Loan Consultant

Solstice Capital / HSBC
01.2008 - 07.2009
  • Duties included managing loan portfolios while originating and processing new clients
  • Finished in the top 10% in the company.

Branch Manager

Bridge Capital Corporation
01.1999 - 12.2007
  • Duties included: Originating and processing of mortgage loans from origination to funding, including doc drawing and corresponding with appraisers, realtors, title, and escrow officers while training and managing loan officers
  • Worked with over one hundred lenders and hundreds of loan programs.

Loan Officer

Union Financial Corporation
01.1997 - 01.1999
  • Duties included: Originating and processing mortgage loans
  • Finished as top loan officer in company for 3 years in a row.

Education

Business Administration with emphasis on management and finance -

Chapman University

General Education with emphasis on Business Administration -

San Diego State University

Skills

  • Application Preparation
  • Interviewing
  • Loan Origination Mastery
  • Decision-Making Confidence
  • Analytical Thinking Strength
  • Networking and Referral Building
  • Ethical Conduct Adherence
  • Effective Communication Techniques
  • Goal-Oriented Mindset
  • Superior Negotiation Abilities
  • Continuous Learning Commitment
  • Problem Solving Capabilities
  • Customer Service Excellence
  • In-Depth Industry Knowledge
  • Credit Analysis Proficiency
  • Organizational Skills Mastery
  • Customer Service-Focused

Timeline

Senior Loan Officer

FLCBank
01.2017 - Current

Senior Loan Officer

Pacific Union Financial, LLC
01.2017 - Current

Mortgage Banker

Castle & Cooke Mortgage
01.2016 - 01.2017

Mortgage Banker

Academy Mortgage
01.2015 - 01.2016

Mortgage Banker

Activus Home Loans
01.2014 - 01.2015

Mortgage Loan Officer

Pinnacle Mortgage
01.2013 - 01.2014

Mortgage Loan Officer

USA Lend
01.2012 - 03.2013

Mortgage Loan Officer

City First Mortgage
01.2011 - 05.2012

Mortgage Loan Officer

Bank of America
01.2010 - 09.2011

Loan Consultant

New American funding/ Broker Solutions
01.2009 - 09.2009

Loan Consultant

Solstice Capital / HSBC
01.2008 - 07.2009

Branch Manager

Bridge Capital Corporation
01.1999 - 12.2007

Loan Officer

Union Financial Corporation
01.1997 - 01.1999

Business Administration with emphasis on management and finance -

Chapman University

General Education with emphasis on Business Administration -

San Diego State University
Michael Hungerford