Michael Sather
Portland,OR
Summary
Highly motivated Home Mortgage Consultant with expertise in the new construction real estate market. Skilled in building long-term business relationships through straightforward communication and customer service skills. Dedicated to exceeding customer expectations with strong product knowledge and consistent follow up.
Overview
28
28
years of professional experience
Work History
Home Mortgage Consultant
Wells Fargo Home Mortgage
06.2007 - 06.2023
- I have developed an extensive network of referral partners to source new mortgage loan opportunities.
- My primary focus the past 5 years has been building and maintaining strong partner relationships with local Portland builders (ex:Riverside Homes, Noyes, Toll Brothers)
- Consistently a top producing mortgage officer in the builder space in the Pacific NW Region
- I work diligently with clients to insure their loans are closed on time and meeting all of my partners expectations
- High level of expertise with new construction lending including all extended lock products
- I specialize in jumbo financing where I am very familiar with RSU income, reserve requirements and tighter debt to income ratios
- Able to work directly with underwriting to find creative solutions for clients who may have some challenges
Branch Manager
American General Finance
03.1995 - 06.2007
- Managed a 4-5 person sized branch. I was responsible for overseeing all lending and collection activities for the branch
- Our branch maintained low levels of delinquency (under 3%) and consistent growth in my tenure
- I improved performance and our profitability each year by maintaining consistent sales and collection activities
- I developed strong relationships with local retail merchants who we did financing for
- Exercised good judgment in lending out to prospective clients under my lending and underwriting authority
Education
BBA - Human Resources/ Industrial Relations
University of Iowa
Iowa City IA12.1994
Skills
- Trained in High Level Performance Sales
- Analytical and Critical Thinking
- Assessing Loan Qualifications
- Networking and Partnership Development
- Strong listener and ability to understand client needs
- Detail oriented and results focused
Timeline
Home Mortgage Consultant
Wells Fargo Home Mortgage
06.2007 - 06.2023
Branch Manager
American General Finance
03.1995 - 06.2007
BBA - Human Resources/ Industrial Relations
University of Iowa
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