Daniel Garces
Port Saint Lucie,FL
Summary
Dynamic Mortgage Loan Originator with a proven track record in increasing loan application approvals. Expert in loan structuring and client account management, leveraging strong financial literacy and analytical skills to tailor solutions. Committed to delivering exceptional service and facilitating informed financing decisions for clients.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
Von App Financial Services
06.2023 - Current
- Assisted clients in understanding mortgage options and application processes.
- Supported loan origination process by gathering necessary documentation from clients.
- Collaborated with underwriters to ensure timely processing of loan applications.
- Worked with underwriters to fix application problems and resolve issues.
- Provided exceptional customer service throughout the entire loan process from initial consultation to closing day.
- Educated clients on required financial disclosures, compliance regulations and improving credit scores using insights from 7+ years of personal experience managing and optimizing consumer credit.
- Analyzed applicant financial data to determine eligibility for various loan products, tailoring recommendations based on individual needs.
- Increased loan application approvals by efficiently processing and reviewing documents for accuracy and compliance.
- Assisted clients in understanding complex mortgage terms, facilitating informed decisions about their financing options.
- Managed a pipeline of mortgage applications, prioritizing tasks to ensure timely closings and meet clients' needs.
Skills
- Loan structuring
- Client account management
- Strong financial literacy
- Document review and compliance
- Residential mortgage lending regulations
- Credit assessment, analysis, and evaluation
- Analytical and critical thinking
- Market analysis
- Microsoft office
- Problem-solving abilities
- Residential real estate knowledge
Certification
- Licenses and Certifications:
NMLS Licensed Mortgage Loan Originator
Languages
Portuguese
Native or Bilingual
Timeline
Mortgage Loan Originator
Von App Financial Services
06.2023 - Current
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