Summary
Overview
Work History
Education
Skills
Languages
Certification
Accomplishments
Affiliations
Websites
Timeline
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Nadine Daoud

San Antonio,TX

Summary

Detail-oriented Mortgage Loan Officer with 3+ years of experience. Adept at planning and working with clients for long periods of time. Committed to accuracy and financial success. Exemplifies efficiency, accuracy, communication fluency, and meticulous business management. Works well under pressure and very adaptable to most situations. Excellent organization, prioritization, and negotiation skills. Reliable and proficient in daily work environments and flexibility in work schedule.

Overview

29
29
years of professional experience
1
1
Certification

Work History

Mortgage Loan Officer

RJ Financial Services, Inc.
San Antonio , TX
03.2023 - Current
  • Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
  • Conducted interviews with prospective clients to gather information regarding loan applications.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
  • Excellent knowledge and understanding of sales prospecting and generation of referrals.
  • Negotiated terms and conditions of loan agreements with borrowers.
  • Helped clients fill out loan applications and find ideal loan options.
  • Complied applications and paperwork and double-checked for accuracy.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Kept detailed records regarding approved, denied and received loan applications.
  • Approved or denied loan applications and explained reasoning behind decisions.

Mortgage Loan Officer

Home Loan Experts, LLC
San Antonio , TX
03.2021 - 03.2023
  • Developed relationships with real estate agents, builders and other referral sources in order to generate business leads.
  • Assessed customer financial status and credit worthiness to determine eligibility for mortgage loans.
  • Conducted interviews with prospective clients to gather information regarding loan applications.
  • Analyzed financial data obtained from customers including income, assets and liabilities to determine loan feasibility.
  • Prepared loan documents such as commitment letters, closing statements, promissory notes and deed of trust.
  • Excellent knowledge and understanding of sales prospecting and generation of referrals.
  • Negotiated terms and conditions of loan agreements with borrowers.
  • Helped clients fill out loan applications and find ideal loan options.
  • Complied applications and paperwork and double-checked for accuracy.
  • Analyzed applicants' financial status, credit and property evaluations to determine feasibility of granting loans.
  • Kept detailed records regarding approved, denied and received loan applications.
  • Approved or denied loan applications and explained reasoning behind decisions.
  • Certified AFR - American Financial Resources

a. "One Time Close"

b. DPA Program - Down Payment Assistance

Insurance Agent

The Barrientos Group
San Antonio , TX
09.1995 - 01.2020
  • Managed agency documents, meetings, marketing event planning, accounting reports, taxes and memos.
  • Managed and administered active and dormant accounts
  • Well versed in issuance of Property and Casualty policies for individuals and business owners.
  • Excellent rapport with clientele, marketing managers, underwriters, and vendors.
  • Negotiated sales, Negotiated contracts, and issued policies (Property and Casualty, Business, Commercial, Annuities and Life) for top rated insurance companies in the insurance industry.
  • Ensured compliance with applicable laws, regulations, and company policies while selling insurance products.
  • Maintained accurate records of all insurance transactions using computer software systems.
  • Prepared documents such as applications, endorsements, renewals, cancellations, or other forms required by law or company procedures.
  • Processed payments received from clients promptly according to established procedures.
  • Explained different options to prospective clients, encouraging sale of insurance policies that best fit needs.

Education

Bachelor of Science - Mathematics

University of Texas
San Antonio, TX
05-1990

Skills

  • Relationship selling
  • Sales Development
  • Sales Forecasting
  • Negotiation Tactics
  • Builds business relationships through community involvement and related activities
  • Participated in industry and community organizations as a female minority business owner
  • Conducted professional presentations and proposals to prospective B2B and B2C prospective clients as well as existing clients
  • Excellent public speaker
  • Customer Service Proficiency
  • Computer Proficiency

Languages

English
Full Professional
Spanish
Native/ Bilingual

Certification

  • NMLS #1833000
  • Group I Insurance License (Heath, Life and annuities)
  • General Lines Agent (Property and Casualty)

Accomplishments

  • Featured in Nancy O Magazine (Summer 2017)
  • Top Sales Producer (Progressive Insurance)

Affiliations

  • Executive member of Black and White Ball
  • Prior member of The Women's Club of San Antonio
  • Member of CDA (Catholic Daughters of America) - Vice Regent
  • Member of LULAC (League of United Latin American Citizens)
  • Prior member of Northside and Hispanic Chambers of Commerce

Timeline

Mortgage Loan Officer

RJ Financial Services, Inc.
03.2023 - Current

Mortgage Loan Officer

Home Loan Experts, LLC
03.2021 - 03.2023

Insurance Agent

The Barrientos Group
09.1995 - 01.2020

Bachelor of Science - Mathematics

University of Texas
  • NMLS #1833000
  • Group I Insurance License (Heath, Life and annuities)
  • General Lines Agent (Property and Casualty)
Nadine Daoud