Nanette Noe
Spring City,TN
Summary
Voted Best of the Best Mortgage Lender - 2025, 2024, & 2023.
Leadership Rhea Program 2025 - 2026
BNI Member - Hold the Mortgage Lender Seat for Rhea County Monkey Business Chapter
Xinnx Mortgage Graduate
Haberfield Training / Disney Training (Quality Customer Service)
Overview
24
24
years of professional experience
1
1
Certification
Work History
Mortgage Loan Originator
First Financial Bank
East TN - Dayton Main
07.2024 - Current
- Originate mortgage loans by assessing client needs and financial situations.
- Develope tailored loan solutions to meet diverse customer requirements.
- Evaluate credit reports and financial documents for loan eligibility and risk assessment.
- Collaborate with underwriters to streamline approval processes and enhance turnaround times.
Mortgage Relationship Manager
SimplyBank
East TN - Dayton Main
03.2022 - 07.2024
- Duties involve finding new applicants, securing the right loan types, gathering proper documentation, and organizing the financing / closing process for mortgage loans.
- Purchase, Refinance, Construction, and Home Equity.
- Secondary Market & Portfolio Lending Options
Loan Officer/Processor
First Bank of TN / SimplyBank
East TN - Dayton Main
11.2015 - 03.2022
- Ordered appraisals, title work, & flood certs.
- Created & prepared all documents for consumer & commercial closings.
- Met with clients when needed / Attended closings.
- Maintained Construction Draws / Inspections, loan balances, & payoffs.
- Worked Collections / Past Dues
- Reviewed closing docs. Logged HMDA. Averaged top 5 for lowest missing items (clean files) bankwide.
- 2016 TRID specialist training: Prepared TRID disclosures and closing packages within required timelines for all consumer real estate loans for all bank branches. Worked with 15 Lenders, the closing companies, & the customers.
- Named Lending Officer Feb. 2017 (jobs above continued while growing a portfolio)
- Consumer & Commercial Lender- Portfolio Contained Personal, Auto, Equipment, Real Estate, Construction, LOC, HELOC, etc.
Customer Service Representative
First Bank of TN
East TN - Dayton
11.2015 - 05.2020
- Position- Secondary / Back-Up Customer Service Representative for branch. Opened consumer & commercial accounts, CDs, IRAs, debit cards, etc.
Manager
Cash Now Advance
Dayton, TN
12.2006 - 11.2015
- Responsibilities included managing staff, opening / closing, maintaining cash drawers, preparing regular bank transactions, lending decisions, interviewing / training new hires, balancing schedules, etc.
- Averaged Top 5 out of 22 stores for productivity / collections balances.
Assistant Manager
Terrace View Boat Dock & Marina
Spring City, TN
06.2006 - 12.2006
- Summer Job prior to attending college. Main Duties involved waitressing, assisting with scheduling, & meal prep.
Waitress, Cook, & Cashier
Hillbillys Restaurant
Pikeville, TN
01.2002 - 06.2006
- High School Job - Duties involved taking orders, cooking, washing dishes, meal prep, stocking, cashier, nightly clean up, training new hires, and being responsible for cash drawer during closing.
Education
Business Management
Chattanooga State Community College
Chattanooga, TNHigh School Diploma - Top 10 Graduate - 8th
Bledsoe County High School
Pikeville, TN05.2006
Skills
- Loan structuring
- Pipeline management
- Underwriting guidelines
- Residential mortgage lending regulations
- Referral generation
- Sales development
Websites
Certification
NMLS #1780870
Timeline
Mortgage Loan Originator
First Financial Bank
07.2024 - Current
Mortgage Relationship Manager
SimplyBank
03.2022 - 07.2024
Loan Officer/Processor
First Bank of TN / SimplyBank
11.2015 - 03.2022
Customer Service Representative
First Bank of TN
11.2015 - 05.2020
Manager
Cash Now Advance
12.2006 - 11.2015
Assistant Manager
Terrace View Boat Dock & Marina
06.2006 - 12.2006
Waitress, Cook, & Cashier
Hillbillys Restaurant
01.2002 - 06.2006
Business Management
Chattanooga State Community College
High School Diploma - Top 10 Graduate - 8th
Bledsoe County High School