Ramona Avery-Lowe
Scurry,TEXAS
Summary
Customer focused attitude
10 Key by touch
Ease of Land Tech for Windows
Some Soft Pro
Byte
Closing
Contracts
Forms
Insurance
Recordings
Surveys
Taxes
Detail oriented
Problem Solving
reliable
Energetic
Flexible
Team Player
Organized
Friendly
Strong work ethic
Overview
9
9
years of professional experience
Work History
Loan Set Up Specialist
Gateway Bank
Dallas, Texas
01.2020 - 09.2022
- Prepared loans for review by indexing processing, underwriting, and closing loan document images.
- Completes required data input requirements for Secondary, Accounting and Servicing departments.
- Activates Fraud Guard software to score loan and start debt monitoring.
- Enter new files for loan processing system and assigns them to internal users.
- Identifies and reports missing loan documentation to client liaisons and production team to obtain documents for review.
- Assists Client Liaison personnel with client user setup.
- Performs related responsibilities as required or assigned.
- Exercises awareness with regard to possible suspicious activity, money laundering or fraudulent behavior and reports any such incidents to BSA department. Performs all job functions in compliance with all company policies and federal, state and local laws and regulations as applicable position, including, but not limited to BSA/AML, OFAC and GLBA privacy rules.
- Met and exceeded monthly loan set up requirements, 80-125.
Post Closer
Smith Cavin & Corbin, PC
Atlanta, GA
03.2013 - 11.2018
- Prepared ad delivered final closing documents to lenders, sellers and buyers
- Confirmed that all executed documents were signed witnessed and notarized properly,
- Confirmed all files balanced, wires received, and deposits were accurate.
- Put all closing packages in order, scanned documents, made sure packages were sent out on time via UPS.
- Completed all documents that needed to be completed with tax information and identification forms etc.
- Assist lenders, buyers, sellers and agents' questions or issues.
- Completed monthly reports for lenders on outstanding documents
- Filed E-recordings in county web sites or sent documents to be recorded.
- Post Closed 80-100 files per month.
Post Closer
Southeast Closing Services
Norcross, Georgia
07.2012 - 03.2013
- Prepared and reviewed buyer, seller, HUD and other transaction documents.
- Completed post-closing quality control evaluations of originated mortgage loans.
- Oversaw paperwork processing for realtors, loan officers, buyer and sellers.
- Prepared loan packages per closing instructions.
- Updated Title Commitments and issued final Title Policies.
- Prepared closing documents and recorded documents which were returned to lenders.
- Disbursed 65-100 files per month.
Education
Associate of Business Administration - Business
05.1981
Skills
- Professional Post Closer, Closer and Pre-Closer with over 30 years of experience in real estate industry Methodical and detailed oriented Consistently surpass demanding targets and meet quality assurance requirements
- Skilled at work in chaotic, high volume setting with tough objectives Team minded, dependable and industrious Competent in handling high volumes of loan documentation in fast paced environments with demanding productivity, funding and customer satisfaction targets
- Familiar with verifying tax, credit, employment, loan, personal and residential histories
- Capable of working alone or with team members to accomplish tasks and enhance processes
Accomplishments
Met and scored 100% on all compliance requirements each quarter required by previous employer.
Went above and beyond monthly requirements to meet monthly bonuses.
Zero errors on loan set up.
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
swipe to browse
Timeline
Loan Set Up Specialist - Gateway Bank
01.2020 - 09.2022
Post Closer - Smith Cavin & Corbin, PC
03.2013 - 11.2018
Post Closer - Southeast Closing Services
07.2012 - 03.2013
Lamar University - Associate of Business Administration, Business
Similar Profiles
Scott YantScott Yant
EVP - Chief Lending Officer at Gateway Bank MortgageEVP - Chief Lending Officer at Gateway Bank Mortgage
Donna RafkoDonna Rafko
Loan Consultant at Gateway Bank MortgageLoan Consultant at Gateway Bank Mortgage
Michael KramerMichael Kramer
Director of Consumer Lending at Gateway First Bank/MortgageDirector of Consumer Lending at Gateway First Bank/Mortgage
Mandy YoungMandy Young
Coordinator of Compliance & Technology at Mesquite ISDCoordinator of Compliance & Technology at Mesquite ISD
Alyssa MayoAlyssa Mayo
Production Assistant at MyselfProduction Assistant at Myself