Summary
Overview
Work History
Skills
Timeline
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Richard A Stevens

Staten Island,NY

Summary

Results driven dependable professional committed to performance at a high level of excellence. Superior analytical, problem solving, and decision making capabilities Knowledge of Encompass. Well organized, detail oriented and an accomplished leader who performs strongly in both a team environment and individually. Excellent rapport building ability with strong written, verbal and interpersonal skills. Sales experience in various fields. Strong written, verbal and interpersonal skills. Sales experience in various fields of business Wholesale Account Executive with five years of experience soliciting new business, developing marketing materials and providing excellent customer service and training for current and prospective accounts in assigned territory. Strong sales skills and history of success.

Overview

8
8
years of professional experience

Work History

Wholesale Account Executive

Sports Apparel
02.2023 - Current
  • Cold calling, warm leads and B2B Sales
  • MLB Residential Lending

Residential Sales Representative

Charter / Spectrum CSR
12.2022 - 02.2023

Senior Loan Processor / Mortgage Loan Originator

Bank of England / LOAN BUD
11.2022 - 12.2022

Senior Loan Processor, Loan Officer Assistant

02.2020 - 09.2022
  • Maintain open line of communication with borrower(s), management and Loan officers throughout the entire loan process assisting with questions, concerns and notifying all concerned with additional requirements and/or conditions
  • Perform initial review of submitted loans including review of all sections of the 1003 and notify all parties of documents needed to submit to underwriting department
  • Manage a pipeline of open loans from set up to closing
  • Provide leadership by training staff members improve their knowledge, skill and job proficiency
  • Provide guidance in the handling of difficult or complex problems
  • Provide coverage for other loan processors
  • Responsible for obtaining SSA, Tax transcripts, Fraud, Credit supplements, Payoffs,WVOE’s, Flood cert, Credit Lox’s, Appraisals, Title, DU/LP/AUS and FHA case number, Caivrs and addressvalidation
  • Review documentation for omissions, discrepancies, and inaccuracies and promptly notify loan participants
  • Proficient in processing CONV., FHA, SBA BOLT LOANS, NON-QM BANK STATEMENT (DSCR).

Senior Loan Processor, Loan officer assistant

Advisors
08.2018 - 02.2020

Senior Loan Processor, Loan officer assistant, Branch Coordinator

MDE Home Loans, MLB Residential
12.2015 - 08.2018
  • Disclose Initial loan estimate and initial disclosure package while adhering to TRID
  • Work closely with Loan officers, borrowers and Third party vendors to ensure timely and controlled experience throughout the entire mortgage process
  • Responsible for obtaining SSA, Tax transcripts, Fraud, Credit supplements, Payoffs,WVOE’s, Flood cert, Credit Lox’s, Appraisals, Title, running DU and FHA case number,Caivrs and address validation
  • Promoted to Branch Coordinator – monitored and ensured that entire pipeline was progressing in a timely manner
  • Coordinated and conducted training for branches to comply with updated policies and procedures
  • Coordinated and conducted training for any and all Encompass rollouts
  • Responsible for On –boarding new branches by coordinating with IT, Compliance, Accounting and Human resources to ensure a smooth transition to MLB Residential Lending.

Skills

  • Lead Generation Management
  • Continuous Improvement
  • Public Presentations
  • Client Rapport-Building
  • Loss Prevention Goals Monitoring
  • Active Learning
  • Cold Calling
  • Organization and Prioritization
  • Client Correspondence
  • Customer Transactions
  • Social Media Marketing
  • Client Satisfaction
  • B2B Sales

Timeline

Wholesale Account Executive

Sports Apparel
02.2023 - Current

Residential Sales Representative

Charter / Spectrum CSR
12.2022 - 02.2023

Senior Loan Processor / Mortgage Loan Originator

Bank of England / LOAN BUD
11.2022 - 12.2022

Senior Loan Processor, Loan Officer Assistant

02.2020 - 09.2022

Senior Loan Processor, Loan officer assistant

Advisors
08.2018 - 02.2020

Senior Loan Processor, Loan officer assistant, Branch Coordinator

MDE Home Loans, MLB Residential
12.2015 - 08.2018
Richard A Stevens