SAEMONA DOOBAY
Elmont,NY
Summary
Results-driven Sr. Closer / Team Lead with over 20 years of experience at Quontic Bank, proficient in Encompass and skilled in navigating complex loan closures. Successfully managed up to 140 monthly closings while maintaining compliance and ensuring accuracy. Known for enhancing workflow efficiency and demonstrating exceptional problem-solving capabilities, with a strong focus on detail-oriented processes. Committed to leveraging expertise to streamline operations and drive team success.
Overview
12
12
years of professional experience
Work History
Sr. Closer / Team Lead - Remote
Quontic Bank
Astoria, NY
09.2020 - Current
- Supervised a group of four closers and monitored their workflow.
- Managed a pipeline of 50 to 60 loans monthly, including purchases and refinances.
- Prepared initial, COC, and locked Loan Estimates.
- Prepared initial, COC, and final Closing Disclosure documents.
- Ensured smooth and timely communication between all parties to finalize closings.
- Perform detailed reviews on titles, insurances, taxes and other related loan documents.
- Executed meticulous preparation of closing documents, ensuring compliance for both QM and Non-QM loans.
- Conducted coop loan closures across multiple states including NY, NJ, CA, GA, and AZ.
- Closed loans including TRID, non-TRID, DSCR, FHA, agency, LLCs, corporations and foreign nationals.
- Extensive 20+ years' expertise in using Encompass.
- Organized electronic wire requests via eWire for all closed records.
- Collaborated with post-closing to address investor concerns before and after loan purchase.
Closing Coordinator
Guaranteed Rate Inc
New York, NY
11.2012 - 09.2020
- Reviewed and finalized closing disclosures.
- Coordinated with relevant agencies to complete searches.
- Verified compliance of finalized signed documents with state, county, and investor guidelines.
- Evaluated defects and resolved issues through established procedures.
- Effectively managed workload to handle up to 140 monthly closings through organization and prioritization.
- Coordinated with legal experts to address transactional and title complications.
- Reviewed property titles, insurance policies, and flood zone certifications to comply with closing standards.
- Checked closing financial disclosure amounts against settlement and escrow agent figures to ensure accuracy in borrowers' costs.
- Compiled essential paperwork such as loan files, tax histories, insurance documents, and title abstracts.
- Collaborated with external vendors to address and resolve loan closing challenges.
- Ensured compliance by ordering necessary CEMA documentation.
- Oversaw the ordering and review of COOP and CONDO files.
- Audit records for adherence to RESPA guidelines.
Skills
- Proficient in Encompass and DocMagic
- Effective Problem Solving
- eWire
- UCD for both Fannie & Freddie
- Goal-oriented mindset
- File management
Timeline
Sr. Closer / Team Lead - Remote
Quontic Bank
09.2020 - Current
Closing Coordinator
Guaranteed Rate Inc
11.2012 - 09.2020
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