Scott Knopf
Davison,MI
Summary
Former VP of Consumer and Business Lending at Genisys Credit Union, drove organizational success through executive leadership and strategic oversight. Proven expertise in budgeting and forecasting, optimizing operations, and enhancing employee engagement. Managed a $5,000,000,000+ loan portfolio while fostering a culture of collaboration and service excellence.
Overview
18
18
years of professional experience
Work History
VP, Consumer and Business Lending
Genisys CU
Auburn Hills, MI
06.2025 - 11.2025
- Managed 53 employees and four managers while monitoring a loan portfolio of over $5 billion for loss potential and maximized profitability.
- Areas responsible for were Consumer Underwriting, Commercial Lending, Member Payment Solutions, Asset Recovery and Titles.
- Vetted a new CUSO and onboarded them to help alleviate potential concentration risk issues.
- Attended monthly Board meetings to provide guidance on lending aspects and cover loss analysis as needed.
- Provided guidance on implementation of new collections software.
- Spearheaded review on AI software to help with lending needs.
- Met with CFO weekly to discuss potential for rate changes to remain competitive in markets.
- Maintained monthly coaching sessions with managers.
- Responsible for branch sales meetings monthly.
- Reviewed compensation plans for real estate staff.
- Sat on the Advisory Board for CRIF Select.
- Worked alongside multiple departments to learn and create efficiencies for the entire organization.
VP, Lending and Loss Prevention
Security Credit Union
Holly, MI
08.2019 - 06.2025
- Reviewed internal systems to control financial and strategic planning activities.
- Provided leadership and direction for the organization to achieve overall vision, goals and success.
- Oversaw organizational unit operations to achieve required capacity levels and service reliability.
- Optimized operations of departments to benefit organizational performance and maximize productivity.
- Managed loan portfolio of roughly $500,000,000 which includes participations, real estate, consumer and commercial loans.
- Responsible for 22 employees in their respective departments.
- Directed a Collection department and worked with many outside legal counsels.
- Adhered to all compliance standards.
- Actively engaged the Board of Directors to provide data and awareness to all activities related to departments.
- Volunteered and promoted the credit union consistently in and outside our field of membership.
- Made recommendations for funding to CECL standards.
- Submitted adjustments to Q&E factors as needed.
Director of Consumer Loans
Financial Plus Credit Union
Flint, MI
11.2014 - 08.2019
- Evaluated structure of loan department for optimal design.
- Recreated the area for more effectiveness.
- Worked on changing culture from service to sales.
- Integrated new lending originations software to decrease costs and increase efficiency.
- Consistently worked alongside commercial lending to support referrals when recognized from a consumer standpoint.
Lending Manager
Financial Plus Credit Union
Flint, MI
05.2013 - 06.2014
- Worked with internal auditors, outside auditors and government examiners on compliance-related audits for lending operations.
- Reviewed data on reportable loans and lines to track activities and optimize approaches for maximum sales.
- Interviewed candidates for open positions in the department to locate highest quality applicants and elevate team performance.
- Collaborated directly with borrowers in qualifying customers, pricing loans and managing expectations for optimal client relations.
Corporate Trainer
Financial Plus Credit Union
Flint, MI
05.2012 - 05.2013
- Coached, evaluated and motivated to refine employee abilities and performance.
- Created standardized assessment metrics to homogenize employee performance tracking across multiple positions.
- Coordinated new employee orientations to immerse new employees in company culture.
- Conducted front-end analyses to determine department needs and assess performance gaps.
Branch Manager
Financial Plus Credit Union
Grand Blanc, MI
05.2008 - 05.2012
- Established tracking systems and accountability standards to minimize employee errors.
- Reviewed customers' financials to approve loans and credit lines.
- Determined credit risk for new and existing members to mitigate fraud and losses.
Education
Bachelor of Science - Business Administration
Central Michigan University
Skills
- Executive leadership
- Employee engagement
- Team collaboration
- Budgeting and forecasting
Timeline
VP, Consumer and Business Lending
Genisys CU
06.2025 - 11.2025
VP, Lending and Loss Prevention
Security Credit Union
08.2019 - 06.2025
Director of Consumer Loans
Financial Plus Credit Union
11.2014 - 08.2019
Lending Manager
Financial Plus Credit Union
05.2013 - 06.2014
Corporate Trainer
Financial Plus Credit Union
05.2012 - 05.2013
Branch Manager
Financial Plus Credit Union
05.2008 - 05.2012
Bachelor of Science - Business Administration
Central Michigan University