SHARILYNN OROS
Automotive Finance Manager
Spring Valley,NV
Summary
Talented Automotive finance manager with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 25 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures. Talented Automotive Finance Manager with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills. Talented Automotive Finance Manager with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
33
33
years of professional experience
Work History
Automotive Finance Manager
Servco Pacific Inc.
Honolulu, HI
06.2010 - 07.2023
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Assessed loan portfolios for compliance with underwriting policies.
- Monitored pipelines to track and log status of loans.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Developed and maintained relationships with customers, lenders and other third parties.
- Negotiated loan terms and conditions with customers to secure best deal.
- Assisted customers with completing loan applications and other paperwork.
- Processed loan applications and monitored progress from start to finish.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
- Trained new automotive finance manager's
- Average per deal $1500-$2000
- 70-100 deals per month
- Customer survey 90% or higher
Automotive Finance Manager
Tony Group-Honda
Waipahu, HI
09.2004 - 01.2010
- Supported operations management, sales, and marketing efforts to increase revenue and overall financial health.
- Created organizational structures to improve accounting and finance functions.
- Executed vendor setup and payment, administration of bank accounts and account reconciliations.
- Trained new and existing staff members in various financial procedures to prepare for job requirements.
- Average backend $1500-$2000
- 70-100 Deals per month
- Customer survey 90% and higher
Automotive Finance Manager
Pflueger Acura
Honolulu, HI
09.1998 - 09.2004
- Assisted customers with completing loan applications and other paperwork.
- Developed and maintained relationships with customers, lenders and other third parties.
- Negotiated loan terms and conditions with customers to secure best deal.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Evaluated loan requests and documents to verify accuracy and completeness.
Supervisor
Bank Of Hawaii
Honolulu, HI
06.1992 - 09.1998
- Handled customer complaints, resolved issues, and adjusted policies to meet changing needs.
- Achieved results by working with staff to meet established targets.
- Applied strong leadership talents and problem-solving skills to maintain team efficiency and organize workflows.
- Solicited customer feedback to identify and improve on areas of weakness.
- Evaluated staff performance and provided coaching to address inefficiencies.
- Handled and balanced $50,000 + cash can.
- Trained new teller's
- Balanced vault valued in $1,000,000.00 + end of day.
Cashier
Longs Drug Store
Pearl City, HI
06.1990 - 05.1992
- Operated cash register to record transactions accurately and efficiently.
- Stocked, tagged and displayed merchandise as required.
- Assisted customers with returns, refunds and resolving transaction issues.
- Greeted customers entering store and responded promptly to customer needs.
- Trained new cashier's
- Really fast with getting customer through line during busy hours.
Education
High School Diploma -
Pearl City High School
Pearl City, HI06.1990
Skills
- Aftermarket Products
- Product Knowledge
- Lender Relationships
- Application Processes
- Customer Proposals
- Microsoft Office
- Selling Techniques
- Manage Complaints
- Active Listening and Learning
- Complete Loan Applications
- 10-Key Data Entry
- Build Customer Relationships
- Calculate Payments
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Automotive Finance Manager
Servco Pacific Inc.
06.2010 - 07.2023
Automotive Finance Manager
Tony Group-Honda
09.2004 - 01.2010
Automotive Finance Manager
Pflueger Acura
09.1998 - 09.2004
Supervisor
Bank Of Hawaii
06.1992 - 09.1998
Cashier
Longs Drug Store
06.1990 - 05.1992
High School Diploma -
Pearl City High School