Sheri Morgan NMLS 448307
Glendale,AZ
Summary
Dependable Top Producing Loan Officer possessing in-depth knowledge of direct and indirect lending products, finance concepts and job-related software such as Encompass. Offering 22 years of experience evaluating, recommending and structuring FHA, VA & Conventional loans. Trustworthy professional with expertise in managing complete loan processes, including prospecting, closing and maintaining client relationships.
Overview
22
22
years of professional experience
Work History
Loan Officer
Lennar Mortgage
Tempe, AZ
10.2021 - Current
- Adhered to all federal and state compliance guidelines relative to retail mortgage lending.
- Determined appropriate rate locks, issuance of disclosures, overage and underage waivers and fee waivers.
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
Agent Loan Officer
Pentagon Federal Credit Union
Phoenix, AZ
03.2021 - 10.2021
- Complied applications and paperwork and double-checked for accuracy.
- Executed loan origination process and ordered credit reports, appraisals and preliminary title reports.
- Adhered to federal and state compliance guidelines relative to retail mortgage lending.
- Observed corporate and federal regulatory policies in terms of data security, privacy and confidentiality.
- Assessed feasibility of loan approval by reviewing financial histories, available credit and current employment.
Loan Officer
Credit Union West
Glendale, AZ
01.2019 - 03.2021
- Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
- Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
- Educated customers on variety of loan products and available credit options to promote valuable decision-making.
- Spent ample time with each applicant to break down complex information into terms that easy to understand.
- Met with applicants to obtain information for loan applications and answer questions about processes.
Mortgage Loan Officer
Fairway Independent Mortgage
Glendale, AZ
10.2017 - 12.2018
- Demonstrated self-reliance by meeting and exceeding workflow needs.
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
- Prioritized and organized tasks to efficiently accomplish service goals.
- Developed and maintained relationships with local real estate agents.
Mortgage Loan Originator
Homebridge Financial
Glendale, AZ
03.2016 - 05.2017
- Originated loans and assisted senior-level credit officers with complex loan applications.
- Developed and maintained relationships with local real estate agents and builders.
- Met with applicants to obtain information for loan applications and answer questions about processes.
Mortgage Loan Originator
Wells Fargo Home Mortgage
Tempe, AZ
08.2002 - 12.2015
- Prioritized and organized tasks to efficiently accomplish service goals.
- Juggled multiple projects and tasks to ensure high quality and timely delivery.
- Demonstrated self-reliance by meeting and exceeding workflow needs.
- Demonstrated leadership by making improvements to work processes and helping to train others.
- Provided excellent service and attention to customers when face-to-face or through phone conversations.
Education
MBA - Global Management
University of Phoenix
05.2002
Bachelor of Science - Social Work
University of North Dakota
05.1997
Skills
- Proven top sales ability
- Customer service-focused
- Steward of institutional regulatory compliance
- Excellent time management
- Knowledge of all first mortgage loan products
Accomplishments
- Circle of Excellence recipient 2023
- Silver Award recipient 2023
Timeline
Loan Officer
Lennar Mortgage
10.2021 - Current
Agent Loan Officer
Pentagon Federal Credit Union
03.2021 - 10.2021
Loan Officer
Credit Union West
01.2019 - 03.2021
Mortgage Loan Officer
Fairway Independent Mortgage
10.2017 - 12.2018
Mortgage Loan Originator
Homebridge Financial
03.2016 - 05.2017
Mortgage Loan Originator
Wells Fargo Home Mortgage
08.2002 - 12.2015
MBA - Global Management
University of Phoenix
Bachelor of Science - Social Work
University of North Dakota