Highly skilled Loan Specialist with expertise in data accuracy and security. Hardworking professional with over 20 years of assisting clients, scheduling payments and reviewing credit histories. Knowledgeable in all credit procedures.
Overview
20
20
years of professional experience
Work History
Loan Advisor
Bridge Crest Financial
2021.11 - Current
Assisted customers with completing loan applications and other paperwork.
Developed and maintained relationships with customers, lenders and other third parties.
Negotiated loan terms and conditions with customers to secure best deal.
Processed loan applications and monitored progress from start to finish.
Explained very technical financial information to applicants in easy to understand language.
Proactively identified solutions for customers experiencing credit issues.
Childcare Provider
Shirley' Loving Daycare (self employed)
2015.02 - 2021.10
Maintained safe, nurturing environment for children and followed prescribed procedures for optimal care
Selected activities to reinforce learning and discovery and helped children develop personal interests
Maintained clean classroom, eating, and activity areas
Provided enjoyable activities for children under supervision
Assisted children in overcoming inappropriate behavior, providing positive guidance and reinforcement
Built positive relationships with parents by listening to concerns and requests
Helped children practice good hygiene and provided potty training and diapering
Created activities to engage and interest children of various ages
Helped school-age children with homework and prepared activities during summer hours
Helped preschool-aged students to get ready for kindergarten through storytelling and games
Planned activities based on the ages and skill levels of children to advance knowledge of core subjects
Maintained the safety and security of every child under care by closely monitoring movements and behaviors.
Auto Collections Representative
General Motors
2009.08 - 2015.02
Reviewed accounts regularly to prioritize collection efforts based on factors such as dates and balance amounts
Set up payment plans to help customers bring accounts current
Prepared and mailed letters to collect on outstanding customer balances
Maintained organized system to increase collections team efficiency
Conducted skip tracing to locate individuals responsible for outstanding balances
Worked with outside collection agencies to resolve long-term non-payment issues
Called moderately aged accounts in-person with friendly approach to resolve non-payment issues
Posted payments and adjusted balances to reflect new values
Worked with credit departments to coordinate merchandise repossessions
Helped to achieve long-term financial goals by negotiating credit extensions between clients and businesses
Located delinquent customers through methods such as tracing finances, inquiring with utilities and questioning neighbors
Monitored overdue accounts to track new payments and document continued issues
Collected payments, updated accounts and notified customers of additional responsibilities.
Foreclosure Specialist
Green Tree Servicing LLC
2003.06 - 2009.08
Coordinated with property preservation department to secure and maintain vacant properties
Reviewed daily management reports to confirm compliance with foreclosure timeframes and departmental procedures
Researched and resolved borrowers' disputes related to foreclosure proceedings
Executed financial disclosure documents required during foreclosure process per federal compliance standards
Responded to complaints by guests and took initiative to resolve problems
Researched payment issues and outstanding checks
Generated and shared daily, weekly, and monthly reports with management on pending payments, accounting, and statements involving weekly aging reports and month-end closing reports
Coded and processed accurate invoices to obtain timely payments
Reviewed customers' billing questions and provided required documentation to resolve issues
Made management decisions in Manager's absence.
Education
High School Diploma -
O.D Wyatt High School
Fort Worth, Texas
Child Development -
Tarrant County College
Fort Worth, Texas
Child Development
Tarrant County College District
Fort Worth, TX
Skills
Loan File Maintenance
Complaint Handling
Payment Schedule Computation
Credit History Review
Customer Service
Active Listening and Learning
Payoff Planning
Financial History Review
Timeline
Loan Advisor
Bridge Crest Financial
2021.11 - Current
Childcare Provider
Shirley' Loving Daycare (self employed)
2015.02 - 2021.10
Auto Collections Representative
General Motors
2009.08 - 2015.02
Foreclosure Specialist
Green Tree Servicing LLC
2003.06 - 2009.08
High School Diploma -
O.D Wyatt High School
Child Development -
Tarrant County College
Child Development
Tarrant County College District
Similar Profiles
Blanca Y. SalasBlanca Y. Salas
Office Manager's Assistant at CREST FINANCIAL, INCOffice Manager's Assistant at CREST FINANCIAL, INC