Summary
Overview
Work History
Education
Skills
Certification
References
Timeline
Generic

Sonya Wingfield

Altoona,IA

Summary

Self-generating Senior Mortgage Loan Officer exhibiting professionalism and pride in dealing with clients. Highly sales-minded with top-notch negotiation skills. Explains loan types and service terms in easily understood language.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Senior Mortgage Loan Officer

Fidelity Bank & Trust
West Des Moines, IA
08.2023 - Current
  • Developed and maintained relationships with clients to ensure customer satisfaction with loan services.
  • Analyzed financial information and credit reports of potential borrowers to determine eligibility for mortgage loans.
  • Negotiated terms of mortgages with lenders or investors.
  • Performed quality control checks on all completed loans prior to final approval.
  • Developed and maintained relationships with local real estate agents.

Vice President Mortgage Lender

GreenState Credit Union
Altoona, IA
07.2020 - 07.2023
  • Identified lending risks and implemented strategies to reduce loan defaults.
  • Educated customers regarding actions and strategies for debt repayment.
  • Assessed financial means and desires of each client in order to set up appropriate mortgage packages.
  • Resolved concerns and answered questions for parties involved with each transaction to promote successful outcomes.

Senior Mortgage Loan Officer III

Collins Community Credit Union
Altoona, IA
08.2016 - 07.2020
  • Developed and maintained relationships with clients to ensure customer satisfaction with loan services.
  • Ensured compliance with federal, state, local laws and regulations related to mortgage lending activities.
  • Identified opportunities to improve processes through automation or improved systems.
  • Communicated regularly with customers about status updates or changes in their loan product options.

Education

Some College (No Degree) - Business Education

Area Institute of Business
Des Moines, IA

Skills

  • Negotiation Abilities
  • Sales Development
  • Sales Forecasting
  • Payment Collection
  • Client Account Management

Certification

Nationwide Mortgage Loan Servicing #586714

References

References available upon request.

Timeline

Senior Mortgage Loan Officer

Fidelity Bank & Trust
08.2023 - Current

Vice President Mortgage Lender

GreenState Credit Union
07.2020 - 07.2023

Senior Mortgage Loan Officer III

Collins Community Credit Union
08.2016 - 07.2020

Some College (No Degree) - Business Education

Area Institute of Business

Nationwide Mortgage Loan Servicing #586714

Sonya Wingfield