Stacey Omernick
Plover,WI
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals. Possesses 5 years of remote work experience. Seeking new remote job with new challenges.
Overview
19
19
years of professional experience
Work History
Senior Consumer Loan Officer
Simplicity Credit Union
Stevens Point, WI
10.2011 - Current
- Closed between 1 and 2 million dollars in consumer loans each month. Occasionally 3-million-dollar month.
- Developed strong relationships with customers through high levels of customer service.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
- Advised clients on mortgage, education and personal loans.
- Utilized risk management strategies to attain high loan approval rates.
- Recommended loan approvals and denials based on customer loan application reviews.
- Examined customer loan applications for loan approvals and denials.
- Processed loan applications and monitored progress from start to finish.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Proactively identified solutions for customers experiencing credit issues.
- Sold additional ancillary products based on qualifications such as extended warranty, guaranteed asset protection, as well as life, disability and unemployment insurance
Mortgage Loan Originator
Mortgage Experts
Marshfield, WI
11.2010 - 10.2011
- Updated borrowers through each step of loan application, approval and closing processes while remaining attentive to customer needs.
- Explained different types of loans pertaining to client situations.
- Worked with underwriters to fix application problems and resolve issues.
- Prepared documents for customers, submitting and overseeing through each step of closing process.
- Interviewed applicants to assess loan requirements before suggesting offers.
- Collected information from banks, institutions and employers to assess applicant eligibility.
Branch Manager
PayDay USA
Stevens Point, WI
08.2004 - 06.2010
- Maintained friendly and professional customer interactions.
- Assessed employee performance and developed improvement plans.
- Met deadlines by proactively managing individual and team tasks and streamlining processes.
- Engaged employees in business processes with positive motivational techniques.
- Interviewed and hired talented individuals with top-level strengths, improving organizational talent, and skill set.
Education
Bachelor of Arts - Communications And Performing Arts
Carthage College
Kenosha, WI05.1999
Skills
- Risk Management Assessments
- Regulatory Disclosure Preparation
- Analytical and Critical Thinking
- Operational Improvements
- Loan Application Management
- Team Player
- Business Development
- Social Perceptiveness
- Excellent Time Management
- 10-Key Data Entry
- Sales Expertise
- Credit Application Review
- Underwriting Support
- Financial Information Review
- Customer Experience
Timeline
Senior Consumer Loan Officer
Simplicity Credit Union
10.2011 - Current
Mortgage Loan Originator
Mortgage Experts
11.2010 - 10.2011
Branch Manager
PayDay USA
08.2004 - 06.2010
Bachelor of Arts - Communications And Performing Arts
Carthage College