Stephanie Covarrubias
Eagle Mountain,UT
Summary
Highly trained Credit Analyst offering excellent skills in managing issues, updating files and reviewing financial statements. Pursuing a similar position where a well-qualified individual with an understanding of collections is highly sought.
Overview
8
8
years of professional experience
Work History
Account Manager
Computershare
07.2022 - 11.2024
- Addressed problems with accounting, billing and service delivery to maintain and enhance client satisfaction.
- Built and strengthened long-lasting client relationships based on accurate price quotes and customer-centric terms.
- Oversaw new business development and customer servicing.
- Liaised between account holders and various departments.
- Acted as main point of contact in matters relating to client needs and concerns
- Manage complex Corporate trust accounts
Contract Account Manager
Talentbridge
11.2021 - 07.2022
- Liaised between account holders and various departments.
- Performing contractual document reviews
- Maintaining client relationships with clients; consulting with clients to identity and define business requirements
Credit Analyst II
National Funding
01.2017 - 04.2020
- Performed cash flow analysis to determine loan affordability by reviewing a minimum of 3 months of bank statements per deal
- Reviewed Equifax credit reports to determine credit worthiness
- Underwrote approvals for up to $200,000 without second review from supervi- sor
- Filed reports for fraudulent bank statements when found while reviewing deals
- Used a variety of resources to verify client business information, such as BBB, website, social media, and GoogleMaps
- Contacted clients, as directed, when bank verification was necessary
- Reviewed applications and verified information was accurate and updated
- Used SalesForce to review an average of 12 deals per day
Syndication Credit Analyst
National Funding
- Reviewed bank statements and credit to determine where the deal could be sent outside of the company based on lender guidelines
- Acted as a third party when submitting the deal to outside lenders – contacting the inside sales rep for documents that were missing or additional information that was requested
- Credit Processor
- Researched, validated, and processed application information prior to Credit
- Analyst review
- Contacted brokers and reps when information was missing or needed
- Target phone operator
- Directed phone calls to the appropriate departments
- Maintained the fitting room clean
- Assisted with additional duties
- HME
- Provided technical support
- Processed returns for equipment
- Maintained constant contact with lead on ongoing issues
Education
High School Diploma -
Chula Vista Senior High School
Chula Vista, CA06.2009
Skills
- Skills & Abilities
- Analysis – Equifax, Dun & Bradstreet, bank statements
- Microsoft Office – Excel, Word, PowerPoint, Outlook
- Experience with SalesForce
- Research, teamwork, and organized
- Diligent and goal-oriented
Timeline
Account Manager
Computershare
07.2022 - 11.2024
Contract Account Manager
Talentbridge
11.2021 - 07.2022
Credit Analyst II
National Funding
01.2017 - 04.2020
Syndication Credit Analyst
National Funding
High School Diploma -
Chula Vista Senior High School
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