SUNITAA SALGIYA
Folsom,CA
Overview
23
23
years of professional experience
Work History
Mortgage Loan Processor
Wells Fargo Home Mortgage
City, CA
03.2021 - 12.2022
- Managed mortgage loans by reviewing related documentation, maintaining budgets, communicating with parties to resolve issues, and approving loan transactions.
- Processed (X) monthly mortgage loan applications by making sales calls to prospective customers, reviewing the documentation, estimating creditworthiness, and calculating repayment risk.
- Supervised loan processes by conducting initial credit/lien searches, tracking pending due diligence items, and performing property evaluations to determine the feasibility of loan programs.
- Sustained optimal business operations by updating loan files, collecting apt fees from borrowers, and performing post-closing functions to enhance the organization's pull-through rate.
Instructional Assistant
FCUSD
Rancho Cordova, CA
09.2019 - 02.2021
- Assisted with various functions, including implementing instructional programs, assessing student performance and other tasks as needed by the instructor.
- Provided support to teachers, instructors, and faculty members in an educational setting.
- Empowered students and facilitated learning by building effective learning conditions.
- Adapted various teaching methods and instructional materials to meet students' learning needs while ensuring compliance with the state requirements for education.
- Identified various learning styles to create a tailored instructional resource to enhance student performance and encourage sustained achievement, insight, and holistic development.
Loan Processor
Statewide Realty & Mortgage
Elk Grove, CA
06.2015 - 08.2019
- Assessed clients' overall financial condition by analyzing income, properties, debts, expenses, credit reports, or other financial information.
- Obtained and compiled copies of the loan applicants' credit histories, company financial statements, and other financial records.
- Met with the applicants to obtain information on the loan applications and address questions about the process.
- Reviewed loan agreements to ensure completeness and accuracy in compliance with the policy.
- Reviewed and updated the credit and loan files and conferred with underwriters to help address mortgage application issues.
- Prepared reports to be submitted to customers whose accounts were delinquent and forwarded irreconcilable accounts to collectors.
Senior Business Manager
Vertex Techno Solutions Put Ltd.
Bangalore, India
03.2000 - 03.2007
- Managed all the major companies with their IT requirements and directed and organized operations involving the sale of manufactured goods, services, commodities, real estate, or other sale subjects.
- Recruited, educated, and mentored new talent in the sales department and increased team morale and overall sales volume by creating incentives for sales competitions and spiffs.
- Negotiated and closed contracts with Fortune 500 companies, including Ernst & Young, Robert Bosch, Metro Cash and Carry, Daimler Chrysler, Amazon, Intel and Bearing Point.
- Exceeded sales targets and increased profitability by implementing sales strategies and business plans in line with market trends.
- Negotiated pricing with distributors and consumers to maximize cost savings while enabling consumer partnerships to boost sales and improve profit margins.
- Developed strategies to shape and capitalize on changing consumer and business needs and defined sales targets and processes that have led to improved sales and profitability.
Timeline
Mortgage Loan Processor
Wells Fargo Home Mortgage
03.2021 - 12.2022
Instructional Assistant
FCUSD
09.2019 - 02.2021
Loan Processor
Statewide Realty & Mortgage
06.2015 - 08.2019
Senior Business Manager
Vertex Techno Solutions Put Ltd.
03.2000 - 03.2007