Summary
Overview
Work History
Timeline
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SYDNEY KITO

Chicago,IL

Summary

Motivated underwriter pursuing career growth within risk management. Possesses strong critical thinking and analytical skills with ability to maintain highest standards of quality assurance. Proven successful at working within collaborative team environments to achieve both personal and company goals.



MISSISSIPPI STATE UNIVERSITY 2018 GRADUATE

BBA in Finance, Risk Management & Insurance

Overview

5
5
years of professional experience

Work History

BUILDERS RISK UNDERWRITER

AIG / Lexington
11.2024 - Current
  • Working alongside large brokers in the Midwest, Southeast, and Northeast to ensure quality service to our biggest trading partners
  • Thoughtfully deploying capacity on mega-projects such as data centers, battery plants, and manufacturing facilities
  • Reviewing lead forms, generating manuscript forms and endorsements to ensure the company is following terms that are within underwriting guidelines
  • Participating on the board of the Inland Marine Underwriters Association's (IMUA) local Chicago branch as Secretary and Treasurer

CONSTRUCTION PROPERTY UNDERWRITER

Zurich American Insurance
07.2022 - 11.2024
  • Managed a $8.5MM book consisting of 60% Master Builders Risk (MBR) clients, 35% Project Builders Risk (PBR) clients, and the remaining being contractors block policies
  • Collaborated with other departments such as Claims, Marketing and Actuarial Services to develop new products and services for customers
  • Negotiated terms and conditions with predominantly local brokers such as WTW and Marsh
  • Worked alongside my underwriting assistant to document files and ensure all underwriting guidelines/authority boundaries are being adhered to

PROPERTY & MARINE UNDERWRITER

Chubb Insurance
10.2021 - 06.2022
  • Responsible for both Property and Marine accounts in Tulsa, Dallas, Austin, and San Antonio
  • Understood and adapted to the ever-changing market in the southwest region due to wind/hail exposure
  • Specialized in large schedules of municipalities, universities, hospitals, habitational, and office/retail spaces with great spreads of risk
  • Emerged as an underwriter in the Builders Risk space and managed a renewal book of homebuilders in South Dallas

WHOLESALE PROPERTY UNDERWRITER

Everest Insurance
06.2021 - 08.2021
  • Worked alongside an experienced team of 10 underwriters in the E&S Wholesale Property department of the company
  • Formed professional relationships with the company's top brokers to begin building a personal book of business
  • Obtained renewal accounts from senior underwriters located in the southeast region and re-wrote them through a new lens given the change in market
  • Analyzed SOVs, modeled each risk internally, assessed CAT and Non-CAT exposures, implemented thoughtful assumption of risk to determine attachment points and appropriate capacity to deploy
  • Completed thorough internal form review and ensured each risk fit both individual account criteria and met Everest's underwriting standards

WHOLESALE PROPERTY ASSOCIATE UNDERWRITER

Everest Insurance
01.2020 - 06.2021
  • Graduated from the 2020-2021 Everest Insurance Associate Underwriter Program
  • Assisted in manager's underwriting activity by helping maintain and improve their renewal book
  • Grew understanding of active risks by completing Account Summary Reviews post-bind to finalize the account's file for audit
  • Presented a final Capstone project to program peers and direct managerial staff to demonstrate learnings of the underwriting process from beginning to end

INLAND MARINE UNDERWRITING ASSISTANT

Everest Insurance
07.2019 - 12.2019
  • Supported two underwriters in the Inland Marine department with internal processes
  • Calculated and issued all premium-bearing endorsement activity with authority
  • Facilitated in the modeling process by filling out route sheets for Builders Risk submissions
  • Expedited the booking of premium for endorsements, newly bound business, and issued policies within set time frame/SLA requirements

Timeline

BUILDERS RISK UNDERWRITER

AIG / Lexington
11.2024 - Current

CONSTRUCTION PROPERTY UNDERWRITER

Zurich American Insurance
07.2022 - 11.2024

PROPERTY & MARINE UNDERWRITER

Chubb Insurance
10.2021 - 06.2022

WHOLESALE PROPERTY UNDERWRITER

Everest Insurance
06.2021 - 08.2021

WHOLESALE PROPERTY ASSOCIATE UNDERWRITER

Everest Insurance
01.2020 - 06.2021

INLAND MARINE UNDERWRITING ASSISTANT

Everest Insurance
07.2019 - 12.2019

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SYDNEY KITO