Summary
Overview
Work History
Education
Skills
Affiliations
Certification
Timeline
Generic

HEATHER BARRETT

Lawrenceville

Summary

Results-driven Property and Auto Desk Adjuster with expertise in claims analysis and damage assessment. Proven ability to negotiate favorable outcomes while ensuring adherence to insurance regulations. Demonstrates strong teamwork and collaboration in high-pressure environments.

Overview

29
29
years of professional experience
1
1
Certification

Work History

Property Desk Adjuster

Wardlaw - Liberty Mutual Insurance
02.2025 - 09.2025
  • Make initial contact with the policyholder to obtain details of the loss.
  • Set appropriate reserves and issue payments to insured and or third parties.
  • Handles daily property claims including water damage claims.
  • #1 Adjuster in closed claims for the unit.
  • Investigate each claim and provide timely

and accurate coverage.

  • Monitored claims handling by leveraging calendar management system, completing timely follow up with all parties.
  • Negotiated claim settlements with third parties to obtain an agreed price for damages.
  • Reconcile contractors estimate with carrier

estimates.

  • Review supplements.
  • Release applicable recoverable depreciation/PWI.
  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Corresponded with policyholders and agents to finalize and close claims.

Auto Desk Adjuster

CRU - TD Insurance
09.2024 - 02.2025
  • Make initial contact with the policyholder to obtain details of the loss.
  • Handle total loss vehicles - negotiate settlements, collaborate with body shops, salvage vendors and lien holders to finalize claims efficiently and accurately.
  • Monitored claims handling by leveraging calendar management system, completing timely follow up with all parties.
  • Schedule and monitor rental cars.
  • Schedule and monitor repairs.
  • Set appropriate reserves.
  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Corresponded with policyholders to finalize and close claims.

DESK ADJUSTER

Wardlaw - Citizens Insurance
10.2024 - 02.2025
  • Conducted interviews and recorded statements with insureds, claimants, and witnesses to facilitate fair claims investigations.
  • Monitored claims handling by leveraging calendar management system, completing timely follow up with all parties.
  • Negotiated claim settlements with third parties to obtain agreed price for damages.
  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Corresponded with clients, claimants, and providers to finalize and close claims.

DESK ADJUSTER

Team One - Texas Windstorm Insurance (TWIA)
07.2024 - 10.2024
  • Make initial contact with the policyholder to

obtain details of the loss and schedule

inspections.

  • Set appropriate reserves and issue payments to insured and or third parties.
  • Investigate each claim and provide timely

and accurate coverage.

  • Monitored claims handling by leveraging

calendar management system, completing

timely follow up with all parties.

  • Corresponded with policyholders and agents

to finalize and close claims.

DESK ADJUSTER

WardLaw - Liberty Mutual
06.2023 - 12.2023
  • Make initial contact with the

policyholder to obtain details of the

loss.

  • Set appropriate reserves and issue

payments to insured and or third

parties.

  • Handles daily property claims, including water damage claims.

Investigate each claim and provide

timely and accurate coverage.

  • Monitored claims handling by

leveraging calendar management

system, completing timely follow up

with all parties.

  • Negotiated claim settlements with

third parties to obtain an agreed price

for damages.

  • Reconcile contractors estimate with

carrier estimates.

  • Review supplements.
  • Release applicable recoverable

depreciation/PWI.

  • Used strong customer service skills to

negotiate with policyholders to settle

claims.

  • Corresponded with policyholders and

agents to finalize and close claims.

PROPERTY DESK ADJUSTER

Wardlaw - KIN Insurance
10.2022 - 04.2023
  • Making First Quality Contact call (QFC) to the insured
  • Document the insured's loss in details
  • Set up ACH inspections
  • Set calendar for follow-up inspections
  • Keep in contact with the insured
  • Virtual inspections where necessary using ClaimsXperience
  • Reconcile Contractors Estimates with State Farms
  • Issue payments to insured

AUTO - DESK ADJUSTER - TOTAL LOSS/COMPLEX TEAM

Alacrity - Liberty Mutual
08.2021 - 09.2022
  • Evaluated claims and performed

investigations to accurately assess

damages and liabilities.


  • Examined claim forms and other

records to confirm coverage for loss

or damage.


  • Corresponded with clients, claimants, and providers to finalize

and close claims.


  • Used strong customer service skills to negotiate with

policyholders to settle claims.


  • Conducted interviews and recorded statements with insureds,

claimants, and witnesses to facilitate fair claims investigations.


  • Negotiated claim settlements with third parties to obtain an agreed price for damages.


  • Negotiate total loss settlements, collaborate with body shops,

salvage vendors and lien holders to finalize claims efficiently and

accurately.


  • Monitor rental cars.


  • Monitor repairs.


  • Set appropriate reserves.


  • Monitored claims handling by leveraging calendar management

system, completing timely follow up with all parties.


  • Managed complex claims involving multiple parties.


  • Correspond with policyholders to finalize claims.

PROPERTY - DESK ADJUSTER

Pilot - AllState
07.2021 - 08.2021
  • Make initial contact with the policyholder to obtain details of the

loss.

  • Set appropriate reserves and issue payments to insured and or third parties.
  • Schedule and monitor inspections.
  • Investigate each claim and provide

timely and accurate coverage.

  • Monitored claims handling by leveraging calendar management

system, completing timely follow up with all parties.

  • Reconcile contractors estimate with carrier estimates.
  • Review supplements.
  • Release applicable recoverable depreciation/PWI.
  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Corresponded with policyholders and agents to finalize and close claims.

AUTO DESK ADJUSTER

CNC State Farm
04.2021 - 07.2021
  • Evaluated claims and performed investigations to accurately assess damages and liabilities.
  • Examined claim forms and other records to confirm coverage for loss or damage.
  • Corresponded with clients, claimants, and providers to finalize

and close claims.

  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Conducted interviews and recorded statements with insureds,

claimants, and witnesses to facilitate fair claims investigations.

  • Negotiated claim settlements with third parties to obtain an agreed price for damages.
  • Negotiate total loss settlements, collaborate with body shops,

salvage vendors and lien holders to finalize claims efficiently and

accurately.

  • Monitor rental cars.
  • Monitor repairs.
  • Set appropriate reserves.
  • Monitored claims handling by leveraging calendar management

system, completing timely follow up with all parties.

  • Managed complex claims involving multiple parties.

Correspond with policyholders to finalize claims

DESK ADJUSTER

CNC-State Farm
02.2021 - 04.2021
  • Make initial contact with the policyholder to obtain details of the

loss.

  • Set appropriate reserves and issue payments to insured and or third parties.
  • Schedule and monitor inspections.
  • Investigate each claim and provide timely and accurate coverage.
  • Monitored claims handling by leveraging calendar management

system, completing timely follow up with all parties.

  • Reconcile contractors estimate with carrier estimates.
  • Review supplements.
  • Release applicable recoverable depreciation/PWI.
  • Used strong customer service skills to negotiate with policyholders to settle claims.
  • Corresponded with policyholders and agents to finalize and close claims.

DESK ADJUSTER

CNC - State Farm Fire Claims
10.2020 - 11.2020
  • Making First Quality contact call (QFC) to the insured
  • Document the insured's loss in details
  • Set up ACH inspections
  • Keep in contact with the insured
  • Virtual inspections where necesary using ClaimsXperience
  • Reconcile Contractors estimates with State Farm
  • Issue payments to the insured

DESK ADJUSTER CAT CLAIMS HANDLING PACKAGE AND VA CLAIMS

Pilot - Allstate
09.2020 - 10.2020
  • Properly identify and assess Property damages using Xactimate and Xactanalysis Programs
  • Estimate and settle Catastrophe claims
  • Establish contact with the insured regarding their loss
  • Properly document the insureds file
  • Determine or deny payments based on evidence provided in a timely manner
  • Provide personalize customer service to insured
  • Check State specifics to ensure correct procedures are followed
  • Check the insureds Policy to ensure the correct payments are made for loss incurred
  • Document payments and all correspondence in insureds file
  • Issue payments to insured

OWNER/MANAGER

Shae Danyel's Couture
06.2004 - 02.2020
  • Handled inventory, client services, buying and sales
  • Managed book keeping, expenses, and all other financial aspects of the business
  • Helped customers in selecting best products for their specific needs
  • Recruited, trained and managed a staff of six
  • Handled all merchandising activities
  • Designed and executed sales campaigns and fashion shows
  • Managed all cost and profit centers
  • Increased Daily Average store sales year over year up to 30%
  • Delivered exceptional customer experience

ACCOUNTING PAYROLL OFFICER

Jamaica Cultural Development Commission
09.1996 - 07.2010
  • Worked directly with HR to ensure staff order and other government procedures and guidelines are maintained
  • Prepared purchase orders, verify specifications, prices and obtained recommendations from suppliers
  • Monitored payments to contractors and assisted with inventory supplies and requisition of purchases of office supplies
  • Prepared daily bank balances and monthly financial reports
  • Processed payroll for over one hundred employees and maintained their database regarding salary and pay
  • Ensured hours worked by employees are accurate and paid on time
  • Prepared annual company returns of taxes deducted throughout the year
  • Approved and processed all deductions for external companies; reconciled ledgers with regard to payroll transaction
  • Responded to employees enquiries about payroll issues and concerns

Education

ASSOCIATES DEGREE - ACCOUNTING AND MANAGEMENT

Duffs Business College

HIGH SCHOOL DIPLOMA - undefined

Excelsior High
06.1986

Skills

  • Claims analysis
  • Adherence to deadlines
  • Policy interpretation
  • Insurance regulations
  • Damage assessment
  • Property damage assessment
  • Negotiation
  • Estimating software proficiency
  • Claims investigation
  • Teamwork and collaboration

Affiliations

President of Staff and Social Club, 2017-06-01, Brooklyn, NY Uniform Committee and Staff Representative, 2000-09-01 - 2010-09-30

Certification

  • STATE FARM CERTIFICATION, State Farm Estimatics, State Farm Policy, State Farm Auto
  • Property/Casualty Insurance Insurance Adjuster

NPN #19438006

GA License #3325103 (Home State),

  • AL, AR , AZ, FL, IN, KY, LA, MT, NV, OK, OR, SC, NC, TX, UT, WA


Timeline

Property Desk Adjuster

Wardlaw - Liberty Mutual Insurance
02.2025 - 09.2025

DESK ADJUSTER

Wardlaw - Citizens Insurance
10.2024 - 02.2025

Auto Desk Adjuster

CRU - TD Insurance
09.2024 - 02.2025

DESK ADJUSTER

Team One - Texas Windstorm Insurance (TWIA)
07.2024 - 10.2024

DESK ADJUSTER

WardLaw - Liberty Mutual
06.2023 - 12.2023

PROPERTY DESK ADJUSTER

Wardlaw - KIN Insurance
10.2022 - 04.2023

AUTO - DESK ADJUSTER - TOTAL LOSS/COMPLEX TEAM

Alacrity - Liberty Mutual
08.2021 - 09.2022

PROPERTY - DESK ADJUSTER

Pilot - AllState
07.2021 - 08.2021

AUTO DESK ADJUSTER

CNC State Farm
04.2021 - 07.2021

DESK ADJUSTER

CNC-State Farm
02.2021 - 04.2021

DESK ADJUSTER

CNC - State Farm Fire Claims
10.2020 - 11.2020

DESK ADJUSTER CAT CLAIMS HANDLING PACKAGE AND VA CLAIMS

Pilot - Allstate
09.2020 - 10.2020

OWNER/MANAGER

Shae Danyel's Couture
06.2004 - 02.2020

ACCOUNTING PAYROLL OFFICER

Jamaica Cultural Development Commission
09.1996 - 07.2010

HIGH SCHOOL DIPLOMA - undefined

Excelsior High

ASSOCIATES DEGREE - ACCOUNTING AND MANAGEMENT

Duffs Business College