Ty Smith
High Plains Bank
Alva,OK
14
years of professional experience
Experienced banker with 14+ years of commercial, agricultural, consumer, and residential lending experience. Proven ability to develop customer relationships, manage a diverse loan portfolio, analyze credit risk, and support business growth.
Work History
VICE PRESIDENT
14 Years 5 Months- Manage a diversified loan portfolio consisting of commercial, agricultural, residential real estate, and consumer loans.
- Analyze financial statements, cash flow, and collateral to make sound credit decisions.
- Develop new business relationships while maintaining long-term customer partnerships.
- Structure, underwrite, and close commercial and agriculture loan transactions.
- Ensure compliance with bank policies and state and federal lending regulations.
- Assist with loan committee presentations and credit risk management.
- Work closely with customers to identify financial solutions that meet their business and personal goals.
Education
No Degree
2nd year student
- Intermediate Banking School, Commercial Lending School
B.S. - Agriculture Business
Skills
Customer service
Mortgage banking and analysis
Data analytics
Loan origination and underwriting
Timeline
VICE PRESIDENT
High Plains Bank
03.2012 - CurrentRead More
Oklahoma Bankers Association
from Intermediate Banking School, Commercial Lending School
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Graduate School of Banking At Colorado
No Degree
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Northwestern Oklahoma State University
B.S. from Agriculture Business
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