Summary
Overview
Work History
Education
Skills
Timeline
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Vincent John Caporale

Lansing,Michigan

Summary

Nineteen years in banking and related professions including 7 as a licensed Mortgage Broker with over 200 employees and over 80 satellite offices. Originated all types of loans as a mortgage loan officer, including, FHA,VA,conventional, new construction and MSHDA .

Overview

29
29
years of professional experience

Work History

Manager Axiom Legal Logic

The Axiom Group, Inc
Okemos, MI
12.2016 - Current
  • Fulfill all subpoenas presented to AAA of Michigan. Access all claims programs to include electronic data such as payment logs, claim notes and medical records
  • Scan for litigation on behalf of in-house and outside counsel for AAA including maintaining records in Axiom records repository
  • Work very independently, both on site at AAA and through VDI. Handle approximately 225 claims per month
  • Work closely with claims staff throughout all of AAA to insure records are dispensed in timely and efficient manner
  • Continually add claims and legal staff to repository enabling access to claim records

CFO - Axiom Requisition Copy Service

The Axiom Group, Inc
Okemos, Michigan
05.2011 - 11.2016
  • Analyzed processes to improve inefficiencies and profitability.
  • Perform Human Resource duties such as payroll processing, reviews, determine wages, and attend to disciplinary issues
  • Coordinated, hired, and managed staff necessary to maintain production goals and prepare for additional staffing as growth dictated
  • Continually network with existing clients and work with sales staff to forge new contacts to promote service and grow company
  • Continually perform cost analysis to determine income for each order to aid in forecasting future profits and to better utilize cash flow
  • Supervised accounts receivable department
  • Compiled financial reports pertaining to cash receipts, expenditures and profit and loss
  • Prepared accurate financial statements at end of quarter
  • Worked with managers to develop annual expense plan goals

President and Owner Mortgage Broker

CBB Inc
East Lansing, Michigan
01.2001 - 01.2008
  • Built C Corporation from single retail location to network of over eighty (80) locations and over 200 loan officers and employees with annual operating budget of over $1,500,000
  • Responsible for every phase of growth including recruitment, expansion, licensing, human resources, payroll and marketing
  • Solely responsible for all capital purchases necessary to run mortgage business
  • Increased volume from $2M to over $45M/month in closed mortgage loans for CBB Inc
  • Held licensing in Michigan, Florida, Georgia, Arizona, and Colorado

Owner

Precision Processing
Lansing, Michigan
01.1999 - 01.2001
  • Built mortgage loan processing center from home into business that handled over 30 loans month by providing excellent service and maintaining good relationships
  • Consulted at small brokerage firm to streamline their loan processing function and improve inefficiencies which resulted in increased production from 8 units to 30 units

President

Gibraltar Mortgage Corporation
Lansing, Michigan
01.1996 - 01.1999
  • Built mortgage retail location from ground up for large Real Estate Broker
  • Performed all facets of running business
  • Performed all human resource functions as company grew to include 1 loan processor and 2 outside loan officers
  • Marketed company to Real Estate Agents with owner's firm and to outside Real Estate community Promoted goodwill between agents and broker by providing fast and professional service
  • Increased sales volume from 0 to $15M per year in 3 years

Loan Officer

Comerica Mortgage Corporation
Lansing, Michigan
01.1990 - 01.1996
  • Expanded department of local bank involved in merger into retail office by establishing relationships with Realtors and building contractors and conducted all parts of loan origination from sale to final closing
  • Performed hundreds of presentations and seminars to area Real Estate professionals, nonprofit and service organizations
  • Gave added value to bank's current customer base and increased volume to $10M yearly

Education

Bachelor of Arts - Business Administration

Michigan State University
East Lansing, Michigan
1987

Skills

  • QuickBooks Pro
  • Fiscal budgeting
  • Microsoft Office
  • Customer relations
  • Mortgage Loan Origination
  • Training
  • Self Sufficient
  • Administration

Timeline

Manager Axiom Legal Logic

The Axiom Group, Inc
12.2016 - Current

CFO - Axiom Requisition Copy Service

The Axiom Group, Inc
05.2011 - 11.2016

President and Owner Mortgage Broker

CBB Inc
01.2001 - 01.2008

Owner

Precision Processing
01.1999 - 01.2001

President

Gibraltar Mortgage Corporation
01.1996 - 01.1999

Loan Officer

Comerica Mortgage Corporation
01.1990 - 01.1996

Bachelor of Arts - Business Administration

Michigan State University
Vincent John Caporale