Wendy Radford
Fenton,MO
Summary
Committed job seeker with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand. Hardworking employee with customer service, multitasking and time management abilities. Devoted to giving every customer a positive and memorable experience. Highly-motivated employee with desire to take on new challenges. Strong worth ethic, adaptability and exceptional interpersonal skills. Adept at working effectively unsupervised and quickly mastering new skills.
Overview
13
13
years of professional experience
1
1
Certification
Work History
Vice President of Mortgage Lending
Guaranteed Rate Affinity
St Louis , MO
05.2022 - Current
- Reviewed mortgage applications for accuracy, completeness and compliance with bank policies and regulations.
- Conducted in-depth financial analysis of potential borrowers' creditworthiness.
- Assessed borrower needs and recommended appropriate products and services accordingly.
- Maintained current knowledge of banking regulations, industry standards and best practices.
- Established relationships with real estate agents, brokers and other external partners.
- Identified areas needing improvement within existing processes; created solutions to enhance efficiency.
Loan Officer/ Operations
USA Mortgage
ST Louis, MO
08.2011 - 05.2022
- Developed and maintained relationships with potential customers to increase loan business.
- Performed detailed calculations to verify income, assets, liabilities and other data provided by applicants.
- Reviewed industry regulations related to secondary marketing activities to ensure compliance with all applicable laws and regulations.
- Provided guidance on best practices for loan pricing policies based on current market conditions.
- Established relationships with investors in order to facilitate the sale of loans on the secondary market.
- Maintained accurate records of all transactions related to Secondary Marketing operations.
- Maintained confidential records and files related to executive operations.
- Coordinated with internal departments on a regular basis to ensure efficient functioning of day-to-day operations.
Education
Associate of Science - Nursing / Cardiac Sonography
St Louis Community College
St Louis, MOSkills
- Operational Efficiency
- Underwriting expertise
- Documentation Review
- Credit analysis
- Financial Assessment
- Compliance Assessment
- Critical Thinking
- Risk Assessment
- Analytical Skills
- Organizational Skills
- Excellent Communication
Certification
- National/ Federal Licensed Mortgage Originator
Timeline
Vice President of Mortgage Lending
Guaranteed Rate Affinity
05.2022 - Current
Loan Officer/ Operations
USA Mortgage
08.2011 - 05.2022
Associate of Science - Nursing / Cardiac Sonography
St Louis Community College
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